W!SE FINANCIAL LITERACY VIDEO CONTEST
RULES
1. About W!se
Working in Support of Education (“W!se”) is a leading U.S. non-profit dedicated to improving the lives of young people through programs that develop financial literacy and readiness for college and career. We are spearheading a national effort to empower people to lead lives of financial well-being, succeed in college and excel in an increasingly competitive global workplace.
2. The W!se Financial Literacy Video Contest
W!se is holding a video contest on personal finance (“Contest”) for students at high schools located in New York City, New York. Students are invited to respond to ONE of the following personal finance prompts.
A POV video that demonstrates how to resist the temptation to spend, spend, spend!
"Healthy financial habit challenge” - what are your 3 tips for success regarding ONE of the following: a) budgeting, b) saving c) investing, d) improving your FICO score.
A public service announcement on the most important financial principle(s) your peers should follow.
The Contest is organized by W!se, with funding support from Bread Financial.
3. Contest Period and Deadline
The Contest opens on Monday, February 5, 2024 at 12:00 am EST (“Opening Date”) and closes on Sunday, March 25, 2024 at 11:59 pm EST (“Closing Date”). Any entry received before the Opening Date or after the Closing Date will be automatically disqualified.
4. Eligibility
Students from New York City high schools may enter the Contest (each a “Contestant”). A Contestant is defined as one student. Contestants may engage other students to appear in the video (“Participants”). Participants are not official Contestants and are not eligible for any prize.
5. Entries
The Contestant must submit their video entry (“Entry”) to a teacher at the Contestant’s high school (“Teacher”) who shall submit the entry to W!se. Any entry submitted by a Contestant directly will be automatically disqualified. Teachers need to secure parental/legal guardian consent for Contestants AND Participants who are under the age of eighteen years old at the Opening Date in accordance with Section 6 below.
Teachers may submit an unlimited number of Entries from their school. However, each Contestant may submit ONE Entry only. Each Entry may be submitted by ONE Contestant only (i.e., no team Entries).
6. Binding Agreement
By participating in the Contest, Contestants, Participants AND Teachers each agree to abide by these contest rules (“Contest Rules”). Therefore, all should read the Contest Rules carefully before Entries are submitted. The Contest Rules are a binding legal agreement between each of the Contestants, Participants, Teachers and W!se in connection with the Contest.
Teachers shall agree to the Contest Rules by checking the box marked “I agree” at the end of the online submission process. By clicking “I agree”, each Teacher represents that he/she/they:
Consent to and agree with the Contest Rules.
For any Contestant or Participant who is under the age of eighteen as at the Opening Date, have secured permission from a parent/legal guardian of such Contestant or Participant to participate in the Contest in accordance with the Contest Rules and that such parent/legal guardian consents to and agrees with the Contest Rules. For any Contestant or Participant who is under the age of eighteen at the Opening Date, teachers will upload consent forms with the student submissions.
Will send to the applicable Contestant and/or Participant, a link to the competition website.
Each Contestant and / or Participant represents that:
They consent to and agree with the Contest Rules,
Contestants whose Entries they submit have consented to and agree with the Contest Rules.
Participants who appear in the Entries have consented to and agree with the Contest Rules.
For any Contestant or Participant who is under the age of eighteen as of the Opening Date, they are participating in the Contest with the consent of their parent/legal guardian, and that they secured permission from their parent/legal guardian to participate in the Contest in accordance with the Contest Rules and that their parent/legal guardian agrees to the Contest Rules.
All Contestants and Participants must share consent forms with the teacher, and the teacher must upload the forms.
Contestants and Participants consent to allow W!se to share or repost videos on the W!se website and social media channels.
7. Entry Requirements
Video Entries must begin with a 10-second full screen “title screen” that includes the following information:
School name
School town/city
Title of video
Videos can be a drama, animation, musical, documentary or comedy. Videos submitted must be in English and be between 45 seconds and 2 minutes (not including the 10-second title screen). Any video in a different language or one that is below the minimum length or exceeds either the maximum length or size will be automatically disqualified.
8. Submission of Entries
To submit a video, Teachers will upload the video file to a dedicated competition page located here. Before submitting the video, Teachers will be required to accept the Contest Rules on the same page by clicking on “I agree” and procure the acceptance of the Contest Rules by Contestants and Participants (and, if applicable, their parent/legal guardian) as described in Section 6 above].
Videos will not be returned to the Contestants.
9. Representations, Warranties and Covenants
As conditions of entry into the Contest and by participating in the Contest, the Contestant represents and warrants with respect to its Entry that:
They own all rights to their Entry including the video or digital recording and the performances and any music or other creative work contained therein.
They are the individual(s) pictured and heard in the video, or, alternatively, permission from each Participant who appears in the video has been obtained. In the case of any person under eighteen years old as of the Opening Date, the permission of his/her parent or legal guardian has been obtained and uploaded by the Teacher.
They have not violated any laws or regulations when making the video.
The Entry is original, does not contain inappropriate language, and has not been previously published in any medium or for any other purpose, including entry into a different contest.
The Contestant herby grants to W!se an irrevocable, non-exclusive perpetual, sublicensable, transferable, worldwide, fully-paid, royalty-free, license under their intellectual property rights in and to the Entry to store, copy, post, publish, broadcast, publicly perform, publicly display, digitally perform, distribute, reproduce, transmit, create derivative works of, edit, and otherwise use and exploit the Entry, and may use and reuse the Entry including the information contained on the title screen for any purpose in any medium or format (“License”).
Each Contestant and Participant (with respect to each Entry in which they are pictured or heard) waives any and all claims they had, now have or hereafter may have, including claims in the nature of copyright infringement, defamation, disparagement, slander, false light, violation of the right of privacy or publicity, so called “moral rights,” and any other legal rights relating to their video that may preclude W!se’s use of the video, or would require the Contestant’s permission for W!se to use the video for any purpose. Each Contestant and Participant (with respect to each Entry in which they are pictured or heard) further agrees and covenants not to sue or assert any claim against W!se, its legal representatives, Bread Financial, or anyone else’s use of the video pursuant to the License.
10. Indemnification
Each Contestant and Participant (with respect to each Entry in which they are pictured or heard) hereby releases and shall indemnify, defend and keep harmless W!se, the Contest judges, W!se’s agents, respective officers, directors, and any of its employees (“Indemnified Persons”) on a net after-tax basis, from and against any and all liabilities, obligations, losses, damages, penalties, claims, suits, demands, costs, expenses and disbursements (including legal fees and expenses) of any kind and nature whatsoever (“Claims”) that may be imposed on, incurred by or asserted against any such Indemnified Person, whether or not such Indemnified Person shall also be indemnified as to any such Claim by any other person, arising from any act or omission by the Contestant and or Participant and/or any person for which the Contestant and/or Participant is answerable, due to or arising directly or indirectly from the Contest, including but not limited to: (i) the Entry; (ii) each Participant’s conduct during and in connection with the Contest, including, but not limited to infringement or misappropriation of any intellectual property rights or violation of any right of publicity or privacy, defamation, or other improper conduct; (iii) any claim that any commercial, advertising, presentation, web content or any other material subsequently produced, presented, and/or prepared by or on behalf of any Indemnified Person in connection with the Entry infringes on the rights of Contestant’s and/or Participant’s work as contained in the Entry or any other right of Contestant and/or Participant.
11. Judging
After the Closing Date, all Entries will be evaluated and judged by a panel of judges selected by W!se. A scoring rubric, developed by W!se will be used to score the Entries submitted. W!ise has no obligation to use any Entry.
12. Announcement of Winning Videos
The winning videos will be announced early April, 2024.
13. Prizes for Winning Videos
Contestants with the winning videos will receive:
1st place: $2500
2nd place: $1500
3rd place: $1000
Participants are not eligible for prizes. Contestants may share their prize with Participants at their own discretion.
The Teachers representing the Contestants with the winning videos will receive:
For the 1st place Contestant: $1000
For the 2nd place Contestant: $750
For the 3rd place Contestant: $500
14. Signed Agreement
Students, sign and return to teachers. Teachers must upload with the video submission to be eligible.
_____________________
Name:
I am a [CONTESTANT / PARTICIPANT] and I have read and agree to the Contest Rules made available online to me here.
[IF CONTESTANT / PARTICIPANT IS UNDER 18 YEARS OF AGE, PLEASE ALSO SIGN BELOW]
______________________
Name:
I am the [PARENT / LEGAL GUARDIAN] of ________________, a minor, who has signed above. As to both myself individually and on behalf of the minor, I have read and agree to the Contest Rules made available online to me here.